Student Rights and Responsibilities

Student Rights

Students have the right to:

• Access information regarding student loan interest rates, fees, repayment options, deferment, forbearance, and loan forgiveness programs.
• Be informed of the institution's policies regarding Satisfactory Academic Progress (SAP), withdrawals, refunds, and Return of Title IV Funds.
• Know how and when financial aid funds will be disbursed.
• Know what financial aid programs are available and how to apply for them.
• Receive a clear explanation of the terms and conditions of all financial aid awards.
• Receive information regarding eligibility requirements, application procedures, deadlines, and selection criteria.
• Request and receive a copy of applicable consumer information disclosures and institutional policies.
• Request reconsideration of financial aid eligibility when special or unusual circumstances affect the family's financial situation.
• Review the Cost of Attendance used to determine financial aid eligibility.
• Understand how financial need is determined and how financial aid awards are calculated.

Student Responsibilities

Students receiving financial aid are responsible for:

• Completing all required financial aid applications and forms accurately and on time.
• Completing required Federal Direct Loan Entrance Counseling and Exit Counseling.
• Maintaining current contact information with the college and responding promptly to requests for information.
• Maintaining Satisfactory Academic Progress as required by federal, state, and institutional policies.
• Notifying the Financial Aid Office of any outside scholarships, grants, tuition benefits, or other financial resources received.
• Providing complete and truthful information on all financial aid documents.
• Reporting changes in enrollment status, academic program, housing arrangements, dependency status, or other circumstances that may affect financial aid eligibility.
• Reviewing and understanding all financial aid communications and award notifications.
• Submitting any additional documentation requested by the Financial Aid Office, including verification documents.
• Understanding the terms and conditions of any loans received, including repayment obligations.
• Using financial aid funds solely for educational expenses related to attendance at the Cleveland Institute of Art.

Questions

Students who have questions regarding their rights, responsibilities, or financial aid eligibility are encouraged to contact the Office of Financial Aid for assistance and guidance. Printed copies of financial aid consumer information are available upon request.